Housing advice

If you are struggling with debt and money worries, you may need to seek help and advice. With lots of free confidential help and impartial debt advice services available there’s no need to use a fee-charging debt management company.

Always contact your creditors and explain your circumstances. Don’t ignore your creditors as things could only get worse and interest will be added to your accounts.

Below is a list of organisations providing debt solutions for all residents across the borough. All the organisations listed provide an online self-help tool together with a range of budgeting services to help you manage your money better and are regulated by the Financial Conduct Authority.

Social housing

If you are a tenant in social housing and struggling to pay your rent and other bills, please contact your housing provider for debt advice. Information can also be found on our housing web pages.

Rent, council tax or benefits

For help with your rent, council tax or benefits:

• Benefits and grants

Mortgage arrears advice

If you are worried about paying your mortgage or you are falling behind with your repayments, there are a range of options available to you, but the most important thing is to get advice early.